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YaviOSLending Operating System

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NBFC Operations & Insights

Practical guides for NBFC operators — compliance, collections, portfolio management, and building a scalable lending operation.

Operations5 min read

5 Signs Your NBFC Has Outgrown Excel (And What to Do Next)

Excel works for 20 loans. Not for 200. Here are five operational signals that tell you it's time to move to a proper lending platform — before the problems get expensive.

20 May 2026

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Compliance7 min read

RBI Compliance Checklist: What Your NBFC Needs Before the Next Audit

A practical checklist for NBFC operators — audit logs, KYC records, DPD classification, fair practices code, and the data your RBI inspector will ask for first.

15 May 2026

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Risk & Controls5 min read

Maker-Checker Workflows: Why Every NBFC Needs Dual Controls

Disbursements without a second approver. Waivers without an audit trail. These gaps cost NBFCs money and create RBI exposure. Here's how maker-checker controls fix them.

8 May 2026

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Portfolio Management6 min read

How to Track NPA and DPD: A Practical Guide for NBFC Managers

DPD buckets, NPA classification rules, provision requirements — explained for NBFC branch managers who need actionable portfolio dashboards, not just RBI theory.

28 April 2026

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Collections5 min read

GPS-Based Collections: How Tamil Nadu NBFCs Are Reducing Missed Payments

Field agents without GPS verification are a liability. Learn how location-verified collections, offline sync, and WhatsApp receipts are changing collection rates for small NBFCs.

18 April 2026

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Buying Guide7 min read

How to Choose Lending Software for Your NBFC in 2026

SaaS vs desktop. Multi-tenant vs single-tenant. Mobile app vs web-only. A decision framework for NBFC owners evaluating lending platforms — with a checklist of 12 must-have features.

10 April 2026

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