Features
Platform Features
Everything your lending business needs — loan origination, collections, customer management, compliance, reporting, and branch operations — all in one platform.
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Smart Collections
GPS-verified collections, offline support, multiple payment modes, WhatsApp receipts, and complete cash reconciliation.
GPS-verified customer visits
Works even in low-network areas
Cash, UPI, NACH, Cheque, IMPS collections
WhatsApp receipt sharing
Daily collection sheet and target tracking
Overdue account prioritisation
Penalty waiver approval workflow
Branch cash reconciliation
Vehicle, Property, Gold, Business and Microfinance loans
Product-specific document checklists
Approval workflows with role-based controls
Loan disbursement management
Credit bureau integration
Sanction letter and agreement generation
Flexible repayment schedules
Foreclosure and pre-closure calculations
Field staff mobile app
Customer self-service mobile app
Works on Android and iPhone
Offline data capture
Document capture using mobile camera
Secure login with OTP
Payment reminders and notifications
Tamil and English language support
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Reports & Audit
RBI-ready reporting, compliance monitoring, and business insights from day one.
Branch MIS reports
Portfolio and AUM analysis
NPA and DPD tracking
Collection efficiency reports
RBI reporting support
Cash reconciliation reports
Agent performance monitoring
Complete audit history
Why YaviOS?
- Improves collections and recovery performance
- Reduces manual work across branches
- Centralises branch operations on one platform
- Simplifies compliance and audit requirements
- Gives management real-time visibility
- Scales with growing NBFCs and finance companies