Smart Collections
GPS-verified collections, offline support, multiple payment modes, WhatsApp receipts, and complete cash reconciliation.
See It in a DemoAll collection modes — one interface
Each mode is a config record. Fields render dynamically. No code change needed to add new modes.
Amount, denomination breakdown, receipt no, GPS, customer signature, photo
Amount, UPI reference, screenshot, auto-verify via webhook
Mandate reference, bank account, auto-debit, bounce handling
Cheque no, bank, MICR, date, drawee, photo, clearing status
UTR number, transfer date, bank confirmation
Feature details
GPS-verified visits
Agent GPS location is captured at collection time. Managers can verify visits on the audit map. No more false collections.
Offline-first
Agents in rural areas work without internet. Collections queue locally and sync automatically when connectivity resumes.
Dynamic forms
Collection fields are config records — not hardcoded. Adding a new payment mode requires only a config row change.
WhatsApp receipts
PDF receipt is generated and shared to customer WhatsApp in one tap — no paper, no manual typing.
Daily collection sheet
Agent opens the app and sees their assigned visits for the day, ordered by priority and geography.
Cash reconciliation
Branch manager sees total cash collected vs. deposited vs. pending. Variance alerts prevent shrinkage.
Overdue priority queue
Customers sorted by DPD bucket — 0-15, 16-30, 31-90, NPA — so agents focus on the most critical accounts first.
Penalty waiver maker-checker
Waiving penal interest requires a second staff member to approve — immutably logged in the audit trail.